Rental or Renters Insurance Florida-561-338-6222
Protect your apartment or rental house — and your possessions — with renters insurance. Renters insurance in Florida covers damages to your possessions. A policy can cover your clothes, sports equipment, laptop, TV, and more whether or not they’re inside the home. Renters insurance typically provides coverage for specified items and situations, including:
Personal property (furniture, electronics, computer equipment, clothing, etc.)
Personal liability if someone is hurt, whether in your home or away from it.
Damage to your apartment or home caused by a covered loss.
With proper Florida Rental Insurance, your personal property inside your apartment will generally be covered if it’s affected by any of the following:
Collapse of the building due to weather
Water leakage or overflow
Freezing of plumbing, air conditioning and more
Renters Insurance in Florida protects you and your things
Renters insurance is an inexpensive safeguard against expensive and unpredictable incidents. If your bike was stolen, renters insurance can help you replace it. If you get sued because someone was hurt in your home, or you (or your pet) accidentally cause damage at someone else’s home, you have financial protection. If your laptop, TV, and sound system burn up in a fire, your items could be covered. And if your identity is stolen and you have identity theft coverage on your policy, your renters insurance can help you restore your good name.
Renters insurance also covers expenses if you’ve been displaced and need a temporary place to stay. Your landlord’s insurance policy doesn’t cover any of those things — even if a pipe bursts or the electrical system causes a fire, the cost of replacing your stuff gets put on you, the tenant. The landlord is responsible for the structure of your rental and not the beloved things within it. Renters insurance can help you replace your things, help you pay for legal liability, and help you protect your identity.
Renters Insurance goes with you
If you have renters insurance, your stuff is protected no matter where it is. If a thief nabs your laptop or smartphone from your car, it’s renters insurance, not auto insurance, that often saves the day. Renter’s coverage has off-premise protection for your stuff almost everywhere you take it. Your beloved bike, chained up outside your apartment (or workplace, or wherever) receives as much coverage as it would in your home — and the same goes for the rest of your stuff.